Surfers Paradise 
How to take advantage of low mortgage interest rates
The saying “make hay while the sun shines” holds true for dealing with home loan interest rates.
If you make extra repayments while rates are low you will reduce your loan balance, save on interest, and build a buffer to minimize the impact of future rate rises.
If you are not sure by how much you might increase your repayments, you could:
* Increase your repayments as if rates were already 2% higher.
* Round up your repayments to the nearest hundred dollars
* Just pay some additional to what you can afford
